:root{--navy:#13213f;--navy-deep:#0c1730;--gold:#b8893d;--gold-soft:#c9a15a;--gold-light:#e3c98c;--cream:#f7f3ea;--cream-2:#efe8d8;--ink:#1b2334;--muted:#6a6f7c;--line:rgba(184,137,61,.28)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Outfit',sans-serif;color:var(--ink);background:var(--cream);line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:'Cormorant Garamond',serif;font-weight:500;line-height:1.15}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.eyebrow{font-size:12px;letter-spacing:.3em;text-transform:uppercase;font-weight:500;color:var(--gold)}
header.nav{position:sticky;top:0;z-index:50;background:rgba(19,33,63,.94);backdrop-filter:blur(8px);border-bottom:1px solid rgba(184,137,61,.22)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand .logo-img{height:50px;width:auto;display:block}
nav.links{display:flex;align-items:center;gap:26px}
nav.links a{color:#e9e3d4;font-size:14px;transition:color .2s}
nav.links a:hover{color:var(--gold-light)}
.btn-asesor{border:1px solid var(--gold);color:var(--gold-light);padding:9px 18px;border-radius:2px;font-size:13px;letter-spacing:.07em;text-transform:uppercase}
.btn-asesor:hover{background:var(--gold);color:var(--navy-deep)}
.menu-toggle{display:none;background:none;border:none;color:#fff;font-size:26px;cursor:pointer}
.cta{padding:14px 28px;border-radius:2px;font-size:14px;letter-spacing:.07em;text-transform:uppercase;font-weight:500;transition:all .2s;display:inline-flex;align-items:center;gap:9px}
.cta.gold{background:var(--gold);color:var(--navy-deep)}.cta.gold:hover{background:var(--gold-light)}
.cta.navy{border:1px solid var(--navy);color:var(--navy)}.cta.navy:hover{background:var(--navy);color:#fff}
.cta.ghost{border:1px solid rgba(255,255,255,.4);color:#fff}.cta.ghost:hover{border-color:var(--gold-soft);color:var(--gold-light)}
/* HERO blog index */
.bloghero{background:var(--navy-deep);color:#fff;text-align:center;padding:72px 24px 60px}
.bloghero h1{font-size:clamp(40px,6vw,64px);color:#fff;margin-top:14px}
.bloghero p{color:#d3d8e2;font-weight:300;max-width:560px;margin:14px auto 0}
.bloghero .eyebrow{color:var(--gold-soft)}
/* grid de posts */
.posts{padding:64px 0}
.posts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.post{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column;transition:all .25s}
.post:hover{transform:translateY(-4px);box-shadow:0 22px 46px -26px rgba(19,33,63,.5)}
.post img{width:100%;height:200px;object-fit:cover}
.post .pb{padding:22px 24px;flex:1;display:flex;flex-direction:column}
.post .cat{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:500}
.post h2{font-size:24px;color:var(--navy);margin:8px 0 10px}
.post p{font-size:14.5px;color:var(--muted);font-weight:300;flex:1}
.post .more{margin-top:16px;font-size:13px;letter-spacing:.05em;text-transform:uppercase;color:var(--gold);font-weight:500}
/* ARTÍCULO */
.art-hero{background:var(--navy-deep);color:#fff;padding:64px 24px 56px}
.art-hero .wrap{max-width:760px}
.art-hero .cat{font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-soft);font-weight:500}
.art-hero h1{font-size:clamp(32px,5vw,52px);color:#fff;margin:14px 0 10px}
.art-hero .meta{color:#aab0bd;font-size:14px;font-weight:300}
.article{max-width:760px;margin:0 auto;padding:52px 24px 20px}
.article p{font-size:17px;margin-bottom:22px;color:#2c3445}
.article h2{font-size:30px;color:var(--navy);margin:38px 0 14px}
.article h3{font-size:23px;color:var(--navy);margin:28px 0 10px}
.article ul{margin:0 0 22px 4px;list-style:none}
.article li{font-size:17px;color:#2c3445;padding:6px 0 6px 26px;position:relative}
.article li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:600}
.article img{border-radius:12px;margin:14px 0 26px}
.article .lead{font-size:19px;color:var(--ink)}
.article blockquote{border-left:3px solid var(--gold);padding:6px 0 6px 20px;margin:0 0 24px;font-family:'Cormorant Garamond';font-size:24px;color:var(--navy);font-style:italic}
.art-cta{background:var(--cream-2);border:1px solid var(--line);border-radius:16px;padding:34px;text-align:center;margin:36px 0}
.art-cta h3{font-size:28px;color:var(--navy);margin-bottom:8px}
.art-cta p{font-size:15px;color:var(--muted);margin-bottom:20px}
.back{display:inline-block;margin-bottom:8px;color:var(--gold);font-size:13px;letter-spacing:.05em;text-transform:uppercase}
.more-posts{background:var(--cream-2);padding:54px 0}
.more-posts h2{text-align:center;font-size:32px;color:var(--navy);margin-bottom:34px}
footer{background:#0a1326;color:#aab0bd;padding:42px 0;font-size:13px;text-align:center}
footer .name{font-weight:600;letter-spacing:.2em;color:#fff;font-size:17px}
footer .tag{color:var(--gold-soft);font-size:11px;letter-spacing:.2em;text-transform:uppercase;margin:6px 0 14px}
footer a{color:#aab0bd}footer a:hover{color:var(--gold-light)}
@media(max-width:880px){nav.links{display:none}.menu-toggle{display:block}.posts-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.posts-grid{grid-template-columns:1fr}}